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Settings
Administrative accounts do not currently support customization of lending parameters and transaction costs.
To customize these values for your borrowers or students, please contact House Hacker support
by hitting the "bug" icon to the right of the navigation tabs and describe your request.
Lending Costs
Default Value  
Loan to value %
Max loan amount
Interest Rate %
1-year, Interest only
Loan Points %
Transaction Costs
Default Value  
Buying Costs %
Title, Survey, Appraisal
Holding Costs %
Taxes, Insurance, Utilities
Closing Costs %
Title, Escrow, Home Warranty
Realtor Commissions %
__LENDING_CRITERIA__
Canned Scope of Work Templates
Create DateModified DateAddressViewEdit
Change your default processor
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Customer
Staff
Inspectors
Processors
  • Seed Budget
  • Retrieve Budget
  • Max Offer analyzer
  • Loan Application Referral
  • Budget Locking
  • Create Guid

This API will provide a matrix of maximum offers for scenarios along two vectors: Design Level and Rehab Intensity

Design levelRehab Intensity
Entry LevelMake Ready
Mid RangeCosmetic Rehab
High EndExtensive Remodel
It will perform the following steps.
  1. Validate the api_key
  2. Geo-tag the property based on incoming property_address
  3. Get the square footage and estimated After Repair Value from Zillow
  4. Lookup the labor cost for the zip code
  5. For each combination in the matrix of scenarios
    1. Calculate the repair costs by
      • Selecting the line items contained in the scope of work defined by the Rehab Intensity
      • Price the materials for the line item using Design Level
      • Adjust the labor cost using the regional index
      • Square footage
    2. Estimate the hold time based on project intensity/complexity
    3. Calculate the borrowing costs - customizable settings
      • Loan origination points
      • Maximum loan to value
      • Interest rate
    4. Transaction costs
      • Buying costs - title, inspection, survey, appraisal, etc
      • Selling costs - realtor commissions, home warranty, etc
    5. Holding costs
      • State property tax rates
      • Hazard Insurance
      • Utilities
    6. Target profit margin - a customizable setting
    7. Compute a maximum offer by subtracting above costs and profit margin from Zillow estimate
  6. Format and return the results in JSON

Resource URL

Resource Information

Response format JSON or XML
Requires authentication Yes
Rate limited Yes - Monthly limit per plan

Parameters

Name Required Description Example
api_key yes The key identifies the account making the request and presents the correct white-label version of the site to user
address yes Street number Route City State Zip - no punctuation necessary. The address will be normalized through google geo-coding 602+Monaco+Dr+Cedar+Park,+TX+78613

Example Request

Browser

GET

Command line

Example Response

HTTP Status Code200
Response Body

                                

This API is intended to be embedded in a link presented to a user on a web page or in an HTML email. It will do the following when clicked.

  • Validate the api_key
  • Create a new user account (user_email as username and loan_number as password)
  • Create a property record based on the property_address
  • Geo tag the property
  • Get the square footage and estimated value from Zillow
  • Log the user in creating a valid session
  • Present the user with a web page for editing the scope of work

Resource URL

Resource Information

Response format Web page redirect
Requires authentication Yes
Rate limited Yes - Monthly limit per plan

Parameters

Name Required Description Example
api_key yes The key identifies the account making the request and presents the correct white-label version of the site to user NOTE For security purposes, this parameter is best supplied in the HTTP request headers
user_email yes The email address will become the user name for the new account ibuy@uglyhouses.com
property_address yes Street number Route City State Zip - no punctuation is necessary. The address will be normalized through google geo-coding 602+Monaco+Dr+Cedar+Park,+TX+78613
loan_number yes Alpha-numeric value will serve as a temporary password for the user's account 110345601

Example Request

Browser

GET

Command line

Example Response

HTTP Status Code302
Response headers (Location)

This API is intended to be embedded in a link presented to a user on a web page or in an HTML email. It will do the following when clicked.

  • Validate the api_key
  • Lock or unlock the property record per inputs

Resource URL

Resource Information

Response format JSON
Requires authentication Yes
Rate limited Yes - Monthly limit per plan

Parameters

Name Required Description Example
api_key yes The key identifies the account making the request and presents the correct white-label version of the site to user NOTE For security purposes, this parameter is best supplied in the HTTP request headers
status yes Boolean value sets the lock status true/false
loan_number yes Alpha-numeric loan application 110345601

Example Request

Browser

GET

Command line

Example Response

HTTP Status Code302
Response headers (Location)

This api will:

  • Create a new user (unless the email address is already known)
  • Assign the user to the loan officer specified
  • Notify the loan officer that a new user has been created
  • Assign the user to the brand specified
  • Create a new property record
  • Assign the loan number to the new record
  • Return JSON containing the newly created budget id and the estimated repair costs for the 3 canned scopes at "mid range" design level

Resource URL

Resource Information

Response formats JSON
Requires authentication Yes
Rate limited No

Parameters

Name Required Description Example
api_key yes The key identifies the account making the request.
NOTE For security purposes, this parameter is best supplied as an HTTP request header
borrower_email yes The email address will become the user name for the new account
borrower_first_name yes First name for the new account
borrower_last_name yes Last name for the new account
property_address yes Street number Route City State Zip - no punctuation is necessary.
The address will be normalized through google geo-coding.
loan_officer_email no The borrower will be assigned to the loan officer specified.
If blank, borrower will be assigned to the default loan officer.
loan_number yes Lender created loan number.
Letters, numbers, special characters are all allowed.
brand_identity no The borrower's view of House Hacker will be the brand specified.
Default value will be
Use "none" for House Hacker default look.

Example Request

Browser

GET

Command line

Example Response

HTTP Status Code200
Body

This api will retrieve the completed scope of work and risk assessment.

Resource URL

Resource Information

Response formats json, xml
Requires authentication Yes
Rate limited Yes - Monthly limit per plan

Parameters

Name Required Description Example
api_key yes The key identifies the account making the request. NOTE For security purposes, this parameter is best supplied in the HTTP request headers
budget_id yes The budget id returned by calling the "seed budget" API
action yes Format for the extract

Example Request

Browser

GET

Command line

Example Response

HTTP Status Code200
Body

This API is intended to be embedded in a link presented to a user on a web page or in an HTML email. It will do the following when clicked.

  • Validate the api_key
  • Lock or unlock the property record per inputs

Resource URL

Resource Information

Response format JSON
Requires authentication Yes
Rate limited Yes - Monthly limit per plan

Parameters

Name Required Description Example
api_key yes The key identifies the account making the request and presents the correct white-label version of the site to user NOTE For security purposes, this parameter is best supplied in the HTTP request headers
url yes URL encoded resource to be protected http%3A%2F%2Fhousehackerpro.com%2Fv1%2Floan_application_referral%3Fuser_email%3D__USER_EMAIL__%26property_address%3D602%2BMonaco%2BDr%2BCedar%2BPark%2C%2BTX%2B78613%26loan_number%3D110345601

Example Request

Browser

GET

Command line

Example Response

HTTP Status Code302
Response headers (Location)
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